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Medical Billing Scams
Ads for medical billing business
opportunities appear on the Internet and in the classified sections
of local newspapers and "giveaway" shopper's guides. In the
"Help-Wanted" classified sections, the ads may appear next to
legitimate ads for hospital medical claims processors, leading
consumers who respond to think they're applying for a job, not
buying a business opportunity.
The ads lure consumers with
promises of substantial income working from home full- or part-time
- "no experience required." They direct consumers to call a
toll-free number for more information.
If you call, a sales
representative will entice you to sign up by telling you that the
processing of medical claims is a lucrative business, that doctors
are eager for help with electronic claims processing, and that you -
even without any experience - can do this work from the comfort of
your home.
Medical billing scammers charge a
fee of $300 to $500. In exchange, they claim to provide everything
you supposedly need to launch your medical billing business: the
software program to process the claims and a list of potential
clients.
But the reality is that few
consumers who pay for medical billing opportunities find clients or
make any money, let alone earn the promised substantial income.
Competition in the medical billing market is fierce, especially for
those who are new to it. Many doctors' offices process their own
medical claims. Doctors who contract out their medical billing often
use established firms, not individuals working from home.
Promoters of fraudulent medical
billing opportunities are not interested in helping consumers,
either. They only want their money. Many times, the client lists
they provide are based on out-of-date databases of doctors who
haven't asked for medical billing services. The software they send
may not work or may not have been properly authorized and so is
useless. And the money-back "guarantees" often prove worthless. Even
after making repeated calls to the promoter or complaining to their
credit card companies, government agencies or consumer groups, only
a few people actually get refunds.
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