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Attention: Are you seeking medical billing information, or a medical billing opportunity or franchise? Click the links above, but also read the below advice from FTC:
STEPS YOU CAN TAKE TO PROTECT YOURSELF WHEN CONSIDERING A MEDICAL BILLING OPPORTUNITY
The Federal Trade Commission and the North American Securities
Administrators Association are now making available a free
brochure, "Business Opportunity Fraud" in conjunction
with the massive state-federal assault on business opportunity
scams. Key advice contained in the brochure includes:
- Be skeptical about earnings claims that sound too good to
be true. The "bait" on the "hook" of
a business opportunity scam is that a person with no
experience may be able to work only a few hours a week
and earn $50,000, $100,000 . . . or more . . . a year.
The truth is that making money almost always requires
hard work . . . and lots of it.
- Exercise caution when it comes to newspaper and magazine
ads that contain little more than glowing promises and an
"800" number. This is very likely a
"come-on" pitch to lure you into calling a
high-pressure telemarketing boiler room operation! Keep
in mind that just because an ad appears in a reputable
newspaper or magazine does not mean that the information
it contains is accurate or legitimate.
- Obtain and review the required disclosure document before
money changes hands. Keep in mind that business
opportunity and franchise promoters are required to
present you with a disclosure document before you sign a
contract or pay a fee. If this document is not made
readily available, beware!
- Make sure that the business opportunity has complied with
applicable state registration laws. Even if a business
opportunity promoter complies with the laws in your state
governing such deals, there is no guarantee that you will
make money. However, it is one easy way to screen out
bogus operators who are trying to "fly below
radar" in order to evade detection by regulators.
- Talk to current investors . . and watch out for
"singers." You should always take the time to
speak with several people who are current investors in
the business opportunity that you are considering. The
disclosure document must contain a list of the business
opportunity's current operators. But be on your guard! A
scheming promoter of a bogus business opportunity may
line up "singers" who provide phony
testimonials. You should visit their business sites, as
well.
- Research the business and the market. Make sure that you
have a clear grasp of how the business opportunity will
work and what demand (if any) there is likely to be in
your territory. Don't rely only on glowing promises from
telemarketers who claim that consumers are clamoring to
get your product. In one case where a business
opportunity claimed to have a "worst case" net
return of $1,220 a month, investigators found that the
investor who was doing the best only made about $200-$300
monthly.
- Get professional advice if you need it. Don't lose your
life savings just because you failed to spend a few
hundred dollars to talk to a lawyer, an accountant or
other expert. These people will sometimes be able to spot
key details that you are missing. Since they are not
caught up in your dream and hope for success, outsiders
are also in a better position to review a business
opportunity from a neutral vantage point.
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