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How to Protect Yourself

To avoid losing your money to a bogus medical billing business opportunity, the FTC advises you to:

• Ask the promoter to give you the names of many previous purchasers so that you can pick and choose who to call for references. Make sure you get many names from which to choose. If the promoter provides only one or two names, be careful: The contacts may be "shills" - people hired to give favorable testimonials. Interview the references, preferably where the business operates, to get a better sense of how the business works. Ask for the names of their clients and a description of their operation.

• Consult with organizations for medical claims processors or medical billing businesses and with doctors in your community. Ask them about the medical billing field: How much of a need is there for this type of work? How much work does medical billing entail? What kind of training is required? Do they know anything about the promotion or promoter you're interested in?

• Check with the state Attorney General's office, consumer protection agency and the Better Business Bureau in your area and the area where the promoter is based to learn whether there are any unresolved complaints about the business opportunity or the promoter. While complaints may alert you to problems, the absence of complaints does not necessarily mean the company is legitimate. Unscrupulous companies may settle complaints, change their names or move to hide a history of complaints.

• If the medical billing opportunity sells another company's software, check with the software company to find out whether company representatives know of any problems with the medical billing promoter.

• Consult an attorney, accountant or other business advisor before you sign any agreement or make any payments up front. An attorney can review the promoter's contract and advise you on how best to proceed.

  Consumers Who Bought into Medical Billing Opportunity Scam Find Physicians Don’t Need Their Services

  Court Order Bars Defendants From All Future Marketing and Sales Misrepresentations

  A Nevada corporation and its principal whose advertisements and telemarketers promised consumers that they could make big bucks through a work-at-home medical billing opportunity have agreed to settle Federal Trade Commission charges that their misleading pitches violated the law. According to the FTC, after paying hundreds of dollars for the defendants’ information packages, nearly 5,000 consumers found that the list of doctors that the defendants provided them was inaccurate or that the doctors did not want or need at-home billing help. The stipulated final order announced today permanently bans International Trader and its president, director, and owner Bruce Anugwom from promoting or selling work-at-home opportunities and, on a larger scale, from misrepresenting any material fact related to any product or service they are offering for sale in the future.

  "Most consumers targeted in this scheme came from small towns across the United States," said J. Howard Beales III, Director of the FTC’s Bureau of Consumer Protection. "But no matter where they live, people who want to work at home should be wary when considering a program – medical billing or otherwise – that seems to promise a lot of money for a little effort."
  

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