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For consumers interested
in buying a medical billing business opportunity,
the FTC offers this advice:
- Talk to other people who have bought
into the program. Ask the promoter to
give you the names of many or all previous
purchasers. Then you pick and choose whom
to call. Interview these references in
person and ask for the names of their
clients and a description of their operations.
If the promoter wants to provide only
a few references, be wary. The promoter
may be serving up "shills" -
people who are paid to endorse the program.
- Consult with organizations for medical
claims processors or medical billing businesses
and with local doctors. Ask them about
the medical billing field: How much of
a need is there for this type of work?
How much work does medical billing entail?
What kind of training is required? Do
they know anything about the promotion
or promoter you're interested in?
- If the medical billing opportunity sells
another company's software, check with
the software company to find out whether
company representatives know of any problems
with the medical billing promoter.
- Check with the state Attorney General's
office, consumer protection agency and
the Better Business Bureau in your area
and the area where the promoter is based
to learn whether any unresolved complaints
about the business opportunity or the
promoter are on file. Be aware, however,
that the absence of complaints doesn't
necessarily mean the company is legitimate.
- Consult an attorney, accountant or other
business advisor before signing any agreement
or paying any money.
Says Schnack, "Because
there are so many fraudulent operators out
there, it's critical that consumers interested
in work-at-home opportunities keep their
eyes wide open and their wallets shut tight
until they're absolutely sure of what they're
getting for their money."
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The FTC works for the consumer to prevent fraudulent, deceptive
and unfair business practices in the marketplace and to provide information
to help consumers spot, stop, and avoid them. To file a
complaint or to get free
information on consumer issues, visit www.ftc.gov
or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The
FTC enters Internet, telemarketing, identity theft, and other fraud-related
complaints into
Consumer Sentinel, a secure, online database available to hundreds of civil
and criminal law enforcement agencies in the U.S. and abroad.
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